House the 9

The key to moving the Lower 9th Ward out of the poverty, disinvestment, and blight that followed the flood is to restore the core strengths that are central to the neighborhood's identity—

strong family networks grounded in the ownership of homes.

L9WHA Services

As advocates for housing, we remain focused on preserving and promoting homeownership.  We are committed to:

Creating Homeownership

  • We network with organizations and agencies dedicated to providing affordable homeownership opportunities            

  • Help is available with homeowner education classes, financing options, credit counseling, and more  

  • Owning a home may be more affordable than paying rent!

 Preserving Homeownership  

  • Do you have a clear title on your property? 

  • Do you have a will? 

  • Are you eligible for an age or  disability freeze? 

  • Do you have a Homestead Exemption? Do you owe back taxes? We have information that may benefit you. 

Road Home Grant Compliance

  • If you have received a letter or lawsuit demanding you repay your Road Home grant, please call us! 

  • We may be able to help you reduce the amount you owe or eliminate all together.

The best way to determine if you qualify for assistance is to:

 

Hurricane Ida Assistance

Volunteers Lifting Construction Frame
L9WHA FEMA Assistance
  • Survivors of Hurricane Ida now have until Nov. 29 to apply for individual assistance with FEMA.  If you are a homeowner in the Lower 9th Ward and need assistance with your FEMA application, contact the L9WHA.

  • The L9WHA can also assist homeowners with the FEMA appeals process.The 

  • The fastest way to apply for FEMA assistance is online at DisasterAssistance.gov or by phone at 800-621-3362 or (TTY) 800-462-7585. Phone lines operate from 6 a.m. to 10 p.m., seven days a week.

  • Individuals can also visit a Disaster Recovery Center to apply and meet with FEMA specialists in person.  To locate a center, check the FEMA app or visit FEMA.gov/DRC.

Homeowner's and Flood Insurance Claims
  • If your home was been damaged or destroyed by Hurricane Ida, the L9WHA can assist you with settling your insurance claims and documenting your loss. 

 

COVID-19 Services

Mortgage Assistance

How Do I Get Help With My Mortgage Payment?

  • You may be able to temporarily STOP your mortgage payments.

  • Call your mortgage servicer to see if you are eligible - the phone number should be on your monthly statement

  • Ask for "forbearance" (which should stop your payments temporarily) AND "modification"  (which means you will not have to pay the missed payments until the end of your loan period)

Call the L9WHA at 504-943-6000 if you have questions or need help

Street Fashion
STIMULUS CHECK

If you didn’t get the full amount of the first or second Economic Impact  Payments, you may be eligible to claim the 2020 Recovery Rebate Credit and must file a 2020 tax return even if you don’t normally file.

 

The third Economic Impact Payment will not be used to calculate the 2020 Recovery Rebate Credit.

Third Payments Differ from Previous Economic Impact Payments

The third payments differ from the earlier payments in several respects:

  • Income phaseout amounts changed. Payments begin to be reduced for individuals with adjusted gross income of more than $75,000 (or $150,000 if married filing jointly). The reduced payments end at $80,000 for individuals and $160,000 for married filing jointly. People above these levels will not receive any payment.

  • Payment amounts are different. Most families will get $1,400 per person, including all dependents claimed on their tax return. Typically, this means a single person with no dependents will get $1,400, while married filers with two dependents will get $5,600. 

  • Qualifying dependents expanded. Unlike the first two payments, the third payment is not restricted to children under 17. Eligible individuals will get a payment based on all of their qualifying dependents claimed on their return, including older relatives like college students, adults with disabilities, parents and grandparents.

Getting Your Payment

Most eligible individuals will get their third Economic Impact Payment automatically and won’t need to take additional action. The IRS will use available information to determine your eligibility and issue the third payment to eligible people who:

  • filed a 2020 tax return

  • filed a 2019 tax return if the 2020 tax return has not been submitted or processed yet

  • did not file a 2020 or 2019 tax return but registered for the first Economic Impact Payment with the Non-Filers tool in 2020

  • are federal benefit recipients who do not usually file a tax return.

The IRS is working with Federal agencies to get updated information for recipients to ensure we are sending automatic payments to as many people as possible. More information about when these payments will be made is provided in the March 30 news release and the April 14 news release.  For more information:  https://www.irs.gov/coronavirus/economic-impact-payments

Do not call the IRS. The phone representatives don't have information beyond what's available on IRS.gov.

If you DO NOT HAVE ACCESS INTERNET or you have trouble filing for the credit call the L9WHA at 504-943-6000

 

Unemployment & Food Benefits

How Do I Get Help With Unemployment?

  • Apply for Louisiana AND Federal Unemployment at:  1-866-783-5567

  • Answer "YES" to the question: "Are you filing for Unemployment Insurance benefits for reasons related to COVID-19?"​ This will put you on the list for Federal Benefits even if the State denies you because you're a GIG worker/self-employed

  • If you are eligible for Unemployment, you also qualify for SNAP (food assistance):  call 888-524-3578

Call the L9WHA at 504-943-6000 if you have questions or need help

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